LOAN TYPE ABBREVIATIONS
MN – Open/Monthly Account is an account to be paid in full after each billing.

IN – Installment Account is an account with a fixed number of specified payments.

RV – Revolving Account is an account with regular monthly payments on the balance due.

UN – Unknown Account is an account with an unknown loan type, too new to rate; approved, but unused.

IN-Individual has contractual responsibility for this account.

J- Joint account,  creditor/repository is unable to distinguish between Joint Account -
Contractual Responsibility or Joint Account – Authorized user.

JI- Spouse and becomes liable if the other individual defaults.  These are
others who may also have contractual responsibility for this account.

JA- Individual is only authorized to use this joint account, another individual is responsible for payment.  Another individual has signed to secure credit for another person.

PAYMENT HISTORY
I0
O0
R0
U0
Pays (or paid) within 30 days; pays account as agreed
I1
O1
R1
U1
Pays (or paid) in more than 30 days but less than 60 days
I2
O2
R2
U2
Pays (or paid) in more than 60 days but less than 90 days
I3
O3
R3
U3
Pays (or paid) in more than 90 days but less than 120 days
I4
O4
R4
U4
Account at least 120 days overdue; yet to go to collection
I5
O5
R5
U5
Repayment or settlement plan or similar payment agreement.
I7
O7
R7
U7
Repossession
I8
O8
R8
U8
Bankruptcy wage earner plan or bad debt placed for collection or charge offed.
I9
O9
R9
U9

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