Atlhough I find special CD rates in out of the way places all the time, I rarely write about those deals because they’re only available to a limited number of readers.
But I’d like to give a shout-out to the exceptional returns I found at one small credit union this week – and the great local deals you can find at so many community banks and credit unions across this country.
Charles Street Community Federal Credit Union in Marion, Ind., is paying:
- 1.26% APY for 3-month CDs.
- 1.31% APY for 6-month CDs.
- 1.46% APY for 12-month CDs.
- 1.71% APY for 24-month CDs.
- 2.53% APY for 36-month CDs.
- 3.20% APY for 60-month CDs.
That beats every single one of the best nationally available returns on our CD Rates Leaderboard.
Of course you have to be a member of the credit union to buy one of these certificates of deposit at its Marion office.
But if you’re one of the 70,000 residents of Grant County, Indiana, then you’re eligible to join and take advantage of these great CD rates.
If not, then spend some time checking out the rates of the community banks and credit unions near you.
You could be very pleasantly surprised. I often am.
See how these returns compare with the best CD rates from scores of banks in our extensive database.
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- 36-Month CD Rates Hold Steady
- Long Island Deal On Bump-Up CD Rates
- Vermont Deal: 2.75%, 60-Month CD Rates
- Kansas Deal On CD Rates Tops In 8 Terms
- CD Rates Leaderboard For Feb. 17, 2011
