When you see Merit Bank’s CD rates, you’ll wish for a pair of sparkly red shoes to transport you directly to Kansas.

With eight top CD rates — including a few odd-term deals — this local offer nearly completes a clean sweep of the top nationally available rates on our CD Rates Leaderboard.

With a $500 minimum deposit, it’s paying:

• 1.03% APY for 3-month CDs.
• 1.14% APY for 6-month CDs.
• 1.36% APY for 12-month CDs.
• 1.58% APY for 18-month CDs.
• 1.73% APY for 24-month CDs.
• 1.94% APY for 30-month CDs.
• 2.17% APY for 36-month CDs.
• 2.40% APY for 48-month CDs.

But you must be a resident of Kansas to buy these certificates of deposit from Merit Bank (www.meritbanks.com).

Kansans can buy CDs through the mail or at one of Merit Bank’s two locations in Goff and the Kansas City suburb of Overland Park.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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