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	<title>Magistere Finance</title>
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	<link>http://www.magistere-finance.org</link>
	<description>Learn to Manage Your Personal Finances</description>
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		<title>New Version of Mvelopes Released</title>
		<link>http://www.magistere-finance.org/bankruptcy-expert/new-version-of-mvelopes-released</link>
		<comments>http://www.magistere-finance.org/bankruptcy-expert/new-version-of-mvelopes-released#comments</comments>
		<pubDate>Wed, 16 May 2012 02:00:13 +0000</pubDate>
		<dc:creator>Harrison Hotchin</dc:creator>
				<category><![CDATA[Bankruptcy Expert]]></category>
		<category><![CDATA[Mvelopes]]></category>
		<category><![CDATA[Mvelopes Released]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bankruptcy-expert/new-version-of-mvelopes-released</guid>
		<description><![CDATA[On Tuesday, January 3, 2012, the Mvelopes Team announced the release of the newest version of Mvelopes and Crown Mvelopes. The new Mvelopes includes a completely redesigned user interface, extensive database upgrades to improve speed and program responsiveness, and expanded report features. The new Mvelopes also introduces a new, free version of Mvelopes with a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How Much Can You Really Save By Penny Pinching?</title>
		<link>http://www.magistere-finance.org/bad-credit-advise/how-much-can-you-really-save-by-penny-pinching</link>
		<comments>http://www.magistere-finance.org/bad-credit-advise/how-much-can-you-really-save-by-penny-pinching#comments</comments>
		<pubDate>Tue, 08 May 2012 03:38:58 +0000</pubDate>
		<dc:creator>Declan Stretton</dc:creator>
				<category><![CDATA[Bad Credit Advise]]></category>
		<category><![CDATA[Penny Pinching]]></category>
		<category><![CDATA[Pinching]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bad-credit-advise/how-much-can-you-really-save-by-penny-pinching</guid>
		<description><![CDATA[One of the things we hear about all the time is how penny pinching can add up. The thought is that if you forgo some of the smaller purchases, and find ways to save on the smallest things, you can see big savings over your lifetime, a la David Bachs Latte Factor. But will pinching [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>After You Say ‘I Do’ — Bad Credit, Your Spouse and Home Buying</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/after-you-say-i-do-bad-credit-your-spouse-and-home-buying</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/after-you-say-i-do-bad-credit-your-spouse-and-home-buying#comments</comments>
		<pubDate>Sun, 06 May 2012 09:53:15 +0000</pubDate>
		<dc:creator>Finn Peter</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Buying]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bank-rates-reviews/after-you-say-i-do-bad-credit-your-spouse-and-home-buying</guid>
		<description><![CDATA[Deep breathes… The marriage of your spouse’s bad credit with your good credit is not an unsuitable match, and buying the home you want, together, is still within your reach. First, before you begin chastising the love of your life for ruining their credit, remember that after the financial collapse of 2008, few Americans were [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bank-rates-reviews/after-you-say-i-do-bad-credit-your-spouse-and-home-buying/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Does It Take to Be a Successful Trader Today?</title>
		<link>http://www.magistere-finance.org/bankruptcy-expert/what-does-it-take-to-be-a-successful-trader-today</link>
		<comments>http://www.magistere-finance.org/bankruptcy-expert/what-does-it-take-to-be-a-successful-trader-today#comments</comments>
		<pubDate>Sat, 05 May 2012 15:57:18 +0000</pubDate>
		<dc:creator>Harrison Hotchin</dc:creator>
				<category><![CDATA[Bankruptcy Expert]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bankruptcy-expert/what-does-it-take-to-be-a-successful-trader-today</guid>
		<description><![CDATA[Every year when preparing for the annual ChartPattern.com stock trading conference, I have a chance to look back on which trades worked best over the past year and what trends are emerging for the year ahead. Designed for serious traders, the conference gives attendees the opportunity to hear first-hand what I am seeing in markets, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are logbook loans and why to take them?</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/what-are-logbook-loans-and-why-to-take-them</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/what-are-logbook-loans-and-why-to-take-them#comments</comments>
		<pubDate>Thu, 19 Apr 2012 06:13:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[logbook loans]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/?p=462</guid>
		<description><![CDATA[Financial difficulties are order of the day with the state of today’s economy. Such difficulties may arise if you need some quick cash in order to pay for any medical bill, you have spent too much while you were moving house or you need money to finance the education of your children to name a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 Low-Cost Services for Small Business Electronic Payments and Money Transfers</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/7-low-cost-services-for-small-business-electronic-payments-and-money-transfers</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/7-low-cost-services-for-small-business-electronic-payments-and-money-transfers#comments</comments>
		<pubDate>Sun, 15 Apr 2012 20:55:09 +0000</pubDate>
		<dc:creator>Finn Peter</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[Electronic Payments]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bank-rates-reviews/7-low-cost-services-for-small-business-electronic-payments-and-money-transfers</guid>
		<description><![CDATA[As life and business seem to be approaching the speed of light, the need for cheap, nimble electronic payments and personal money transferring services has only increased. But if you are relying on either your bank or a traditional payment processor to move your money, then chances are you’re swooning in fees and long waits [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bank-rates-reviews/7-low-cost-services-for-small-business-electronic-payments-and-money-transfers/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Median Rent Prices on the Rise as Home Values Drop</title>
		<link>http://www.magistere-finance.org/bankruptcy-expert/median-rent-prices-on-the-rise-as-home-values-drop</link>
		<comments>http://www.magistere-finance.org/bankruptcy-expert/median-rent-prices-on-the-rise-as-home-values-drop#comments</comments>
		<pubDate>Sun, 08 Apr 2012 07:02:41 +0000</pubDate>
		<dc:creator>Harrison Hotchin</dc:creator>
				<category><![CDATA[Bankruptcy Expert]]></category>
		<category><![CDATA[Drop]]></category>
		<category><![CDATA[Home Values]]></category>
		<category><![CDATA[Rent Prices]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bankruptcy-expert/median-rent-prices-on-the-rise-as-home-values-drop</guid>
		<description><![CDATA[While homes prices continue to be on the decline, rent prices are actually on the rise and showed a 3 percent increase from January 2011 to January 2012, as opposed to home values, which dropped 4.6 percent during that same period, according to a recent Zillow Real Estate Market Report. “While it seems that rents [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bankruptcy-expert/median-rent-prices-on-the-rise-as-home-values-drop/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Should a Personal Finance College Class Look Like?</title>
		<link>http://www.magistere-finance.org/bad-credit-advise/what-should-a-personal-finance-college-class-look-like</link>
		<comments>http://www.magistere-finance.org/bad-credit-advise/what-should-a-personal-finance-college-class-look-like#comments</comments>
		<pubDate>Sat, 07 Apr 2012 10:36:05 +0000</pubDate>
		<dc:creator>Declan Stretton</dc:creator>
				<category><![CDATA[Bad Credit Advise]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[College Class]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bad-credit-advise/what-should-a-personal-finance-college-class-look-like</guid>
		<description><![CDATA[The lack of financial literacy among young people is a perenially hot topic. Who is responsible for teaching young adults the basics of earning, saving, and investing their money? Some colleges are taking up the challenge. My cousin, who attends one of the Seven Sisters, told me that her school offers a week-long personal finance [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bad-credit-advise/what-should-a-personal-finance-college-class-look-like/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Acing the Debt Obstacle Course</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/acing-the-debt-obstacle-course</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/acing-the-debt-obstacle-course#comments</comments>
		<pubDate>Fri, 06 Apr 2012 22:26:24 +0000</pubDate>
		<dc:creator>Finn Peter</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt Obstacle]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bank-rates-reviews/acing-the-debt-obstacle-course</guid>
		<description><![CDATA[One of my most liberating moments ever was making that final payment that made me debt-free. At its worst, my credit card debt was around $15k (on top of student loans) and it was a terrible feeling. There were some setbacks and some habits that kept me from getting there for a while. Here are [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bank-rates-reviews/acing-the-debt-obstacle-course/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Weekly Blog Review-Goodbye Penny!</title>
		<link>http://www.magistere-finance.org/bad-credit-advise/weekly-blog-review-goodbye-penny</link>
		<comments>http://www.magistere-finance.org/bad-credit-advise/weekly-blog-review-goodbye-penny#comments</comments>
		<pubDate>Tue, 03 Apr 2012 19:07:16 +0000</pubDate>
		<dc:creator>Declan Stretton</dc:creator>
				<category><![CDATA[Bad Credit Advise]]></category>
		<category><![CDATA[Penny]]></category>
		<category><![CDATA[Reviewgoodbye Penny]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bad-credit-advise/weekly-blog-review-goodbye-penny</guid>
		<description><![CDATA[This week was budget week for Ontarians. The highlight of the budget week was that the federal government will finally stop producing the penny.  Although you will be able to use the penny for as long as you want to, The Royal Canadian Mint will stop producing them this fall. I am sure you have [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bad-credit-advise/weekly-blog-review-goodbye-penny/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Pay Off A 30 Year Fixed Mortgage In 5 To10 Years</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/how-pay-off-a-30-year-fixed-mortgage-in-5-to10-years</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/how-pay-off-a-30-year-fixed-mortgage-in-5-to10-years#comments</comments>
		<pubDate>Fri, 30 Mar 2012 11:04:24 +0000</pubDate>
		<dc:creator>Finn Peter</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bank-rates-reviews/how-pay-off-a-30-year-fixed-mortgage-in-5-to10-years</guid>
		<description><![CDATA[Lately, Ive been talking about the process of selling my house and gearing up to buy a new house and as a result Ive been covering topics such as fixing a bad credit score to improve my loan rates to setting up a budget to watch my finances a bit closer and now Im going [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bank-rates-reviews/how-pay-off-a-30-year-fixed-mortgage-in-5-to10-years/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ask Liz Weston: Biggest Myths about Credit Scores</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/ask-liz-weston-biggest-myths-about-credit-scores</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/ask-liz-weston-biggest-myths-about-credit-scores#comments</comments>
		<pubDate>Mon, 26 Mar 2012 16:52:36 +0000</pubDate>
		<dc:creator>Finn Peter</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Scores]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bank-rates-reviews/ask-liz-weston-biggest-myths-about-credit-scores</guid>
		<description><![CDATA[Find out how you can win a free copy below! When I first started writing about credit scores in the late 1990s, they were still pretty mysterious. The company that provided the leading credit score, the FICO, refused to reveal much about how the formula worked. That’s gradually changed over the years, as the company [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bank-rates-reviews/ask-liz-weston-biggest-myths-about-credit-scores/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Hidden Costs of Grown-Up Toys</title>
		<link>http://www.magistere-finance.org/bad-credit-advise/the-hidden-costs-of-grown-up-toys</link>
		<comments>http://www.magistere-finance.org/bad-credit-advise/the-hidden-costs-of-grown-up-toys#comments</comments>
		<pubDate>Mon, 26 Mar 2012 01:21:56 +0000</pubDate>
		<dc:creator>Declan Stretton</dc:creator>
				<category><![CDATA[Bad Credit Advise]]></category>
		<category><![CDATA[Toys]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bad-credit-advise/the-hidden-costs-of-grown-up-toys</guid>
		<description><![CDATA[Many of us own or want to own toys. Campers, boats, jet skis, snowmobiles, ATVs and classic cars are just a few of the toys that grown ups aspire to own. Many people, when considering the purchase of such items, only look at the cost of the item. They say, Well, that used boat is [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bad-credit-advise/the-hidden-costs-of-grown-up-toys/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reactions to MPs Debt Management and Payday Loans report</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/reactions-to-mps-debt-management-and-payday-loans-report</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/reactions-to-mps-debt-management-and-payday-loans-report#comments</comments>
		<pubDate>Wed, 21 Mar 2012 08:30:54 +0000</pubDate>
		<dc:creator>Finn Peter</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Report]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bank-rates-reviews/reactions-to-mps-debt-management-and-payday-loans-report</guid>
		<description><![CDATA[With the publication today of the Business, Skills and Innovation Committee report into debt management we are collecting reactions from around the web to the MPs report into Payday loan and Debt Management companies. Andrew Smith, Director of External Affairs of ClearDebt has . If you have a view about the Committee report, please leave a [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bank-rates-reviews/reactions-to-mps-debt-management-and-payday-loans-report/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tim Racette – How to Profit from Market Retracements</title>
		<link>http://www.magistere-finance.org/bankruptcy-expert/tim-racette-how-to-profit-from-market-retracements</link>
		<comments>http://www.magistere-finance.org/bankruptcy-expert/tim-racette-how-to-profit-from-market-retracements#comments</comments>
		<pubDate>Mon, 19 Mar 2012 15:55:34 +0000</pubDate>
		<dc:creator>Harrison Hotchin</dc:creator>
				<category><![CDATA[Bankruptcy Expert]]></category>
		<category><![CDATA[Market]]></category>
		<category><![CDATA[Tim Racette]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bankruptcy-expert/tim-racette-how-to-profit-from-market-retracements</guid>
		<description><![CDATA[A traders #1 job is to make money. To do that we must organize market information into an identifiable sequence, giving ourselves an edge. In this webinar Tim Racette of EminiMind.com shares techniques on how he uses market retracements to profit from the futures markets and addresses some of the mental aspects of trading psychology.]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bankruptcy-expert/tim-racette-how-to-profit-from-market-retracements/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Forex: Reaching New Heights</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/forex-reaching-new-heights</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/forex-reaching-new-heights#comments</comments>
		<pubDate>Mon, 19 Mar 2012 14:40:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/?p=445</guid>
		<description><![CDATA[There was a time when investing in gold was the only option for people who had foresight and could plan for their future accordingly. Later, with population boom and relative scarcity of land forced up the prices of property attracting people to invest in property as they were sure of much appreciation in a short [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are Credit Ratings Agencies Too Powerful?</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/are-credit-ratings-agencies-too-powerful</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/are-credit-ratings-agencies-too-powerful#comments</comments>
		<pubDate>Tue, 13 Mar 2012 19:41:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[Credit Ratings]]></category>
		<category><![CDATA[Ratings]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/?p=424</guid>
		<description><![CDATA[What does a Credit Ratings Agency do? A CRA does the job of regulating government and corporate bonds in order to describe their financial health against the chances of needing a default on their debts . The higher the rating , the more reliable the debtor is. The interest rate falls with high ratings because [...]]]></description>
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