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	<title>Magistere Finance</title>
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	<link>http://www.magistere-finance.org</link>
	<description>Learn to Manage Your Personal Finances</description>
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		<title>Using a mortgage calculator</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/using-a-mortgage-calculator</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/using-a-mortgage-calculator#comments</comments>
		<pubDate>Wed, 22 Feb 2012 09:01:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[mortgage calculator]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/?p=408</guid>
		<description><![CDATA[Before applying for a mortgage it is a good idea to use a mortgage calculator to check how much you might be able to borrow. This knowledge will allow you to review your thoughts and fine tune your needs and requirements before approaching a mortgage provider. Mortgage calculators can be quite simple or multi-layered and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>What to Consider When Making a Payday Loan in the United Kingdom</title>
		<link>http://www.magistere-finance.org/bankruptcy-expert/what-to-consider-when-making-a-payday-loan-in-the-united-kingdom</link>
		<comments>http://www.magistere-finance.org/bankruptcy-expert/what-to-consider-when-making-a-payday-loan-in-the-united-kingdom#comments</comments>
		<pubDate>Thu, 16 Feb 2012 14:44:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Expert]]></category>
		<category><![CDATA[Compare Loans]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/?p=400</guid>
		<description><![CDATA[Payday loan is one of the most popular means of monetary assistance in the United Kingdom. It’s fast approval and quick cash remittance is responsible for it. Although payday loan carries high interest rates as compared to high street financial institutions, people consider this more because it does not require credit check. What with the [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bankruptcy-expert/what-to-consider-when-making-a-payday-loan-in-the-united-kingdom/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money for Life Applied Principle #10 – Create a Spending Plan Part II</title>
		<link>http://www.magistere-finance.org/bankruptcy-expert/money-for-life-applied-principle-10-%e2%80%93-create-a-spending-plan-part-ii</link>
		<comments>http://www.magistere-finance.org/bankruptcy-expert/money-for-life-applied-principle-10-%e2%80%93-create-a-spending-plan-part-ii#comments</comments>
		<pubDate>Thu, 16 Feb 2012 10:42:42 +0000</pubDate>
		<dc:creator>Harrison Hotchin</dc:creator>
				<category><![CDATA[Bankruptcy Expert]]></category>
		<category><![CDATA[Plan]]></category>
		<category><![CDATA[Spending Plan]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bankruptcy-expert/money-for-life-applied-principle-10-%e2%80%93-create-a-spending-plan-part-ii</guid>
		<description><![CDATA[Creating a spending plan can be challenging, but it is an essential step to creating success with an envelope budgeting system.  In a recent post, we outlined the first step in creating your spending plan: how to define your net monthly income.  Step two involves defining your areas of spending. STEP 2: Define areas of [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bankruptcy-expert/money-for-life-applied-principle-10-%e2%80%93-create-a-spending-plan-part-ii/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Individual Voluntary Arrangements Plateau While Bankruptcies Plummet</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/individual-voluntary-arrangements-plateau-while-bankruptcies-plummet</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/individual-voluntary-arrangements-plateau-while-bankruptcies-plummet#comments</comments>
		<pubDate>Wed, 15 Feb 2012 08:55:49 +0000</pubDate>
		<dc:creator>Finn Peter</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[Individual Voluntary]]></category>
		<category><![CDATA[Individual Voluntary Arrangements]]></category>
		<category><![CDATA[Voluntary]]></category>
		<category><![CDATA[Voluntary Arrangements]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bank-rates-reviews/individual-voluntary-arrangements-plateau-while-bankruptcies-plummet</guid>
		<description><![CDATA[Todays personal insolvency figures, released by the Insolvency Service, show that bankruptcies fell, year on year, by nearly a third (28%) whilst Individual Voluntary Arrangements remained stable, growing by 4.5% between Q4 2010 and Q4 2011. People are reducing debt at the moment and many are unable to enter a scheme like an IVA because [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>“I Deserve It”</title>
		<link>http://www.magistere-finance.org/bad-credit-advise/%e2%80%9ci-deserve-it%e2%80%9d</link>
		<comments>http://www.magistere-finance.org/bad-credit-advise/%e2%80%9ci-deserve-it%e2%80%9d#comments</comments>
		<pubDate>Sat, 11 Feb 2012 13:36:47 +0000</pubDate>
		<dc:creator>Declan Stretton</dc:creator>
				<category><![CDATA[Bad Credit Advise]]></category>
		<category><![CDATA[Deserve]]></category>
		<category><![CDATA[“i Deserve]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bad-credit-advise/%e2%80%9ci-deserve-it%e2%80%9d</guid>
		<description><![CDATA[How many times have you made a purchase because you thought, I deserve it? If you have, speak up so I know Im not the only one! Lately, I have noticed that I slip into this pattern far more often that is productive. Its good to treat myself if I can afford it, and its [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Do People Compare Loans?</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/why-do-people-compare-loans</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/why-do-people-compare-loans#comments</comments>
		<pubDate>Mon, 06 Feb 2012 19:28:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[Compare Loans]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/?p=390</guid>
		<description><![CDATA[There are various ways to apply for a loan. People may try to get it from their trusted banks. Some may ask a friend for suggestions. And some may compare loans first before they make their final decision. All three processes are effective because it lets people look at loans in a different perspective. Loans [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Top Trends for Small Businesses in 2012</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/10-top-trends-for-small-businesses-in-2012</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/10-top-trends-for-small-businesses-in-2012#comments</comments>
		<pubDate>Sun, 05 Feb 2012 17:15:31 +0000</pubDate>
		<dc:creator>Finn Peter</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[2012]]></category>
		<category><![CDATA[Businesses 2012]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bank-rates-reviews/10-top-trends-for-small-businesses-in-2012</guid>
		<description><![CDATA[Now that 2011 has passed and 2012 is well under way, it’s time to look at some trends that will shape the upcoming year for small business owners. Taken as a whole, in 2012 you can expect to see a lot of maturing and fine tuning of some repeatedly trending topics, such as Internet marketing, [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bank-rates-reviews/10-top-trends-for-small-businesses-in-2012/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Testing Simple Strategies: MACD Works and Futures are Rewarding</title>
		<link>http://www.magistere-finance.org/bankruptcy-expert/testing-simple-strategies-macd-works-and-futures-are-rewarding</link>
		<comments>http://www.magistere-finance.org/bankruptcy-expert/testing-simple-strategies-macd-works-and-futures-are-rewarding#comments</comments>
		<pubDate>Sat, 04 Feb 2012 08:36:43 +0000</pubDate>
		<dc:creator>Harrison Hotchin</dc:creator>
				<category><![CDATA[Bankruptcy Expert]]></category>
		<category><![CDATA[Works]]></category>
		<category><![CDATA[Works Futures]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bankruptcy-expert/testing-simple-strategies-macd-works-and-futures-are-rewarding</guid>
		<description><![CDATA[Traders are fascinated by indicators. But just because something is interesting, logical or mystical does not mean it works in the market. Testing is needed to be sure the indicator adds value, and we will define value as improving profits. If an indicator beats a simple trend following strategy, it adds value. Over the years, [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bankruptcy-expert/testing-simple-strategies-macd-works-and-futures-are-rewarding/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dollar Matters: Kid Stuff</title>
		<link>http://www.magistere-finance.org/bad-credit-advise/dollar-matters-kid-stuff</link>
		<comments>http://www.magistere-finance.org/bad-credit-advise/dollar-matters-kid-stuff#comments</comments>
		<pubDate>Fri, 03 Feb 2012 09:48:20 +0000</pubDate>
		<dc:creator>Declan Stretton</dc:creator>
				<category><![CDATA[Bad Credit Advise]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bad-credit-advise/dollar-matters-kid-stuff</guid>
		<description><![CDATA[If you are interested in helping your children grow up to be financially independent and responsible adults, you need to start now to teach them important concepts. Here are some great posts from around the PF blogosphere about kids and money: Financial Literacy: What to Teach Younger Children You dont have to wait until your [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bad-credit-advise/dollar-matters-kid-stuff/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Tips from a High School Buddy</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/money-tips-from-a-high-school-buddy</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/money-tips-from-a-high-school-buddy#comments</comments>
		<pubDate>Tue, 24 Jan 2012 07:02:24 +0000</pubDate>
		<dc:creator>Finn Peter</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[High School]]></category>
		<category><![CDATA[School]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bank-rates-reviews/money-tips-from-a-high-school-buddy</guid>
		<description><![CDATA[A friend from high school ed me last weekend and we got to talking. Her salary is solid but not high in comparison to some of our other friends. She loves what she does and she’s great at it. And despite making a somewhat modest salary, she has a cute apartment, a cool wardrobe and [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bank-rates-reviews/money-tips-from-a-high-school-buddy/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Unsecured Personal Loan, another classification of bank loans</title>
		<link>http://www.magistere-finance.org/bankruptcy-expert/unsecured-personal-loan-another-classification-of-bank-loans</link>
		<comments>http://www.magistere-finance.org/bankruptcy-expert/unsecured-personal-loan-another-classification-of-bank-loans#comments</comments>
		<pubDate>Sat, 21 Jan 2012 17:09:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Expert]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Loan]]></category>
		<category><![CDATA[Unsecured Personal]]></category>
		<category><![CDATA[Unsecured Personal Loan]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/?p=385</guid>
		<description><![CDATA[Those loans that are offered by the banks and credit unions without collaterals are called unsecured personal loans. Collateral refers to the borrower’s pledge to the bank, which protects the lender’s interest in the deal. Getting an unsecured personal loan will requires a whole lot of personal qualifications, like an extremely high credit score. Usually [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bankruptcy-expert/unsecured-personal-loan-another-classification-of-bank-loans/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lessons From Las Vegas Sunday Wrap Up</title>
		<link>http://www.magistere-finance.org/bad-credit-advise/lessons-from-las-vegas-sunday-wrap-up</link>
		<comments>http://www.magistere-finance.org/bad-credit-advise/lessons-from-las-vegas-sunday-wrap-up#comments</comments>
		<pubDate>Thu, 19 Jan 2012 00:08:40 +0000</pubDate>
		<dc:creator>Declan Stretton</dc:creator>
				<category><![CDATA[Bad Credit Advise]]></category>
		<category><![CDATA[Las Vegas]]></category>
		<category><![CDATA[Vegas]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bad-credit-advise/lessons-from-las-vegas-sunday-wrap-up</guid>
		<description><![CDATA[This Week’s Money Tip: Visiting Las Vegas for a few days to see a friend made it readily apparent that hotels here have found a wonderful way to make their hotel prices seem much less expensive than they really are. Hidden fees come in all shapes in sizes. Most people are aware of the hidden [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bad-credit-advise/lessons-from-las-vegas-sunday-wrap-up/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Britain’s businesses and councils advised to insure against dangerous winter</title>
		<link>http://www.magistere-finance.org/bankruptcy-expert/britain%e2%80%99s-businesses-and-councils-advised-to-insure-against-dangerous-winter</link>
		<comments>http://www.magistere-finance.org/bankruptcy-expert/britain%e2%80%99s-businesses-and-councils-advised-to-insure-against-dangerous-winter#comments</comments>
		<pubDate>Tue, 17 Jan 2012 10:38:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Expert]]></category>
		<category><![CDATA[Moneysupermarket.com]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/?p=380</guid>
		<description><![CDATA[Businesses and local councils around Britain have been advised to guard against potential public liability claims from the public this winter by leading price comparison site, MoneySupermarket.com. Snow and ice are set to hit the towns and cities of Britain over the next few weeks, which means that precautionary measures are already being implemented to [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bankruptcy-expert/britain%e2%80%99s-businesses-and-councils-advised-to-insure-against-dangerous-winter/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2012 Goals For Stumble Forward</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/2012-goals-for-stumble-forward</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/2012-goals-for-stumble-forward#comments</comments>
		<pubDate>Sun, 15 Jan 2012 15:34:10 +0000</pubDate>
		<dc:creator>Finn Peter</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[Forward]]></category>
		<category><![CDATA[Stumble Forward]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bank-rates-reviews/2012-goals-for-stumble-forward</guid>
		<description><![CDATA[Hey everyone, its hard to believe its 2012 already and here at Stumble Forward I have a lot of great things in store for you.  In fact Ive recently been reviewing my goal plan for 2012 and after reading Pat Flynns goals over at Smart Passive  Income for the year I decide to publicly share [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bank-rates-reviews/2012-goals-for-stumble-forward/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Asset Class of Single-Family Real Estate</title>
		<link>http://www.magistere-finance.org/bankruptcy-expert/the-asset-class-of-single-family-real-estate</link>
		<comments>http://www.magistere-finance.org/bankruptcy-expert/the-asset-class-of-single-family-real-estate#comments</comments>
		<pubDate>Tue, 10 Jan 2012 11:35:05 +0000</pubDate>
		<dc:creator>Harrison Hotchin</dc:creator>
				<category><![CDATA[Bankruptcy Expert]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bankruptcy-expert/the-asset-class-of-single-family-real-estate</guid>
		<description><![CDATA[If there’s one thing that Morgan Stanley would like to advise to you, it’s to take a look at single-family homes and consider it as part of your real estate investing strategy. That’s right, these properties have become hot among real estate investors for the past months considering the shift in the US property market [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bankruptcy-expert/the-asset-class-of-single-family-real-estate/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Karma Offers Free TransUnion Credit Monitoring Service–With a Catch</title>
		<link>http://www.magistere-finance.org/bank-rates-reviews/credit-karma-offers-free-transunion-credit-monitoring-service%e2%80%93with-a-catch</link>
		<comments>http://www.magistere-finance.org/bank-rates-reviews/credit-karma-offers-free-transunion-credit-monitoring-service%e2%80%93with-a-catch#comments</comments>
		<pubDate>Fri, 06 Jan 2012 18:47:48 +0000</pubDate>
		<dc:creator>Finn Peter</dc:creator>
				<category><![CDATA[Bank Rates Reviews]]></category>
		<category><![CDATA[Credit Karma]]></category>
		<category><![CDATA[Monitoring]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bank-rates-reviews/credit-karma-offers-free-transunion-credit-monitoring-service%e2%80%93with-a-catch</guid>
		<description><![CDATA[Free credit score company, Credit Karma, has announced its plans to offer a free credit monitoring service to its customers with seemingly no strings attached. The only disclaimer is the monitoring service will only track the activity of customers’ TransUnion credit files–not bad, right? Well, there may be one slight hitch in this latest offer. Credit Monitoring Service [...]]]></description>
		<wfw:commentRss>http://www.magistere-finance.org/bank-rates-reviews/credit-karma-offers-free-transunion-credit-monitoring-service%e2%80%93with-a-catch/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Giveaway: Ghirardelli Gourmet Milk Chocolate Gift Packs</title>
		<link>http://www.magistere-finance.org/bad-credit-advise/giveaway-ghirardelli-gourmet-milk-chocolate-gift-packs</link>
		<comments>http://www.magistere-finance.org/bad-credit-advise/giveaway-ghirardelli-gourmet-milk-chocolate-gift-packs#comments</comments>
		<pubDate>Fri, 06 Jan 2012 05:19:12 +0000</pubDate>
		<dc:creator>Declan Stretton</dc:creator>
				<category><![CDATA[Bad Credit Advise]]></category>
		<category><![CDATA[Chocolate]]></category>
		<category><![CDATA[Milk Chocolate]]></category>

		<guid isPermaLink="false">http://www.magistere-finance.org/bad-credit-advise/giveaway-ghirardelli-gourmet-milk-chocolate-gift-packs</guid>
		<description><![CDATA[Is there anything in the world that’s better than rich, indulgent chocolate? (OK, maybe, but not many…). That’s why I’m so excited to be working with Ghirardelli on a giveaway to promote their new Gourmet Milk line of “upgraded milk chocolate.” Two lucky winners will receive a gift pack includes 4 bars of each of the following flavors: Gourmet Milk Creamy Devotion [...]]]></description>
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		<slash:comments>0</slash:comments>
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