A friend from high school ed me last weekend and we got to talking. Her salary is solid but not high in comparison to some of our other friends. She loves what she does and she’s great at it. And despite making a somewhat modest salary, she has a cute apartment, a cool wardrobe and the lifestyle she wants. How does she do it?
• She lives in an affordable city. My city, on the other hand, is pretty cha-ching. We compared notes and she pays $500 less in rent than I do for about the same square footage. Wow.
• She takes good care of her car. A special fund for ongoing car maintenance keeps her older bmw on the road. No monthly payments on a shiny new model for her. And since its older, her insurance is lower too.
• She gets a produce box and cooks in. She found a community produce organization that sells organic weekly produce boxes for cheap. Each we